If you have ever been unfortunate enough to be involved in even the most minor motorcycle accident, then you know how bewildering and scary the experience can be. For this reason, it’s a good idea to have a plan for how to deal with the situation ahead of time. First off, you should check yourself, your passengers, and other motorists for injuries. If there are even the slightest injuries, then 911 should be called.
Law enforcement should also be called so that a police report can be filed. One note: try to avoid apologizing or claiming that you were at fault for the accident, even if you think you were. In too many cases, involved motorists could take advantage of this later, and you could find yourself on the hook for excess damages. It’s also probable that you are quite shaken-up and may not fully understand just how the accident occurred. If possible, use your cell phone camera or another device to snap pictures of any damage to your own bike and any other vehicles involved.
Next, go ahead and call your insurance company. Most of the motorcycle insurance companies we work with have claims specialists who can arrive on the scene rather quickly, 24/7. They can help you get your claim filed and help you through the entire process. The whole process may be quite stressful; but if neither you nor anyone else is hurt, just remember that’s the most important thing. Keeping things in perspective is key.