In this video, Kyle Bradshaw of Cruiser Customizing speaks to several motorcycle insurance experts for tips and answers about insuring one’s bike.
The Importance of Uninsured Motorist Coverage
One of the first calls, an expert from Foremost Insurance stresses the importance of Uninsured Motorist coverage, which covers you in the event that you’re hit by somebody else. He says that, all too often, the driver who is at fault in the accident has either a) no insurance, or b) the state minimum coverage. For this reason, he encourages all of his motorcycle policyholders to opt for Bodily Injury and Uninsured Motorist coverage of $100,000 and $300,000.
Most Common Discounts
Bradshaw also investigated the most common motorcycle insurance company discounts.
- Motorcycle Safety Foundation (MSF) Discount: if course is taken in past 3 years
- Multiple Bike Discount: often 5% per bike
- Good Driver Discount: similar to car insurance
Here’s the video:
Motorcycle Insurance Tip of the Week from Cruiser Customizing and Kyle Bradshaw