The Top 10 Most Uninsured States

In 1999, studies showed that less than 13% of drivers were uninsured. By 2004, that figure had risen to nearly 15%! And in many states, the number is much higher. In 2004, the 10 states with the highest rates of uninsured motorists were:

  1. MS: 26%
  2. AL: 25%
  3. CA: 25%
  4. NM: 24%
  5. AZ: 22%
  6. TN: 21%
  7. DC: 21%
  8. FL: 19%
  9. WA: 18%
  10. NV: 17%

Motorcyclists in these states should be especially aware when choosing their insurance policy. Although motorcycle insurance rates will be lower for minimum liability coverage, you should consider spending extra for a policy which includes Uninsured Motorist coverage. If you are in an accident in one of these states, you have a 1 in 4 to 1 in 6 chance of the party at fault not having insurance. Don’t let your bank account get emptied by someone else’s negligence. Opt for additional coverage, and better peace of mind.