We often think of insuring our bikes against the damage from a collision or drop. However, we should not forget that your motorcycle insurance co can also protect your bank account in the event of a theft. You will usually need a full coverage to cover the value of your bike if it gets stolen, not just liability insurance.
Unfortunately, bikes are more vulnerable to theft than cars. They are lightweight enough to be put in the beds of pickups and driven away, no hotwiring or lockpicking necessary. If you peruse any local motorcycling forums, you will probably see a section for people whose bikes have been stolen, and this section gets updated much more often than you might think.
As you can see from this forum post, choosing the right policy can be key to covering your financial losses in the event of a theft…or two.