Arizona Motorcycle Insurance





Don’t be caught riding your bike uninsured. Motorcycle Insurance Co can help you find the best Arizona motorcycle insurance rates. Get your bike insured in less than twelve minutes — 100% free!

Ready to Check Insurance Rates in Arizona?

Motorcycle Insurance Quotes: How The Process Works

To get the best deal on motorcycle insurance in Arizona, you need to see comparison rate quotes from competing companies. At Motorcycle Insurance Co, we allow you to do just that.

Just enter your zip code or state of residence and click Get Started. Competing Insurers who offer coverage in your area will be displayed. Click GO on each one to see customized premiums.

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Minimum AZ Liability Insurance Requirements

Motorcycle insurance is required in the state of Arizona. As in most states, the penalty for riding without coverage is pretty steep.

  • Bodily Injury Liability Limit for Individual: $15,000
  • Bodily Injury Liability Limit for All: $30,000
  • Property Damage Liability Limit: $10,000

We never recommend that you opt only for liability insurance. Uninsured motorist coverage, for instance, is very important to motorcyclists. All too often a car driver is at fault in an accident with a rider, and all too that driver is either uninsured or underinsured. According to the Insurance Research Council, AZ has the fourth highest percentage of drivers without insurance: more than 22%!

Arizona Helmet Laws

Arizona Helmet LawIn Arizona, riders 17 years and younger must wear a helmet whenever riding a motorcycle. With the change in the economy, more people are opting for scooters and low-power alternatives to save on gas. In AZ, the only lower-power cycles that are exempt from the helmet laws are those that have these characteristics:

  • Displacement of 50cc or Lower
  • Horsepower of 1.5 or Lower
  • Max Speed of 25 mph or Lower

It might look cool to ride with your hair blowing in the wind, but, as a motorcycle insurance company, we encourage our customers to wear a helmet whenever you get on your bike.

Regions of Arizona We Service

No matter where you live in Arizona, Motorcycle Insurance Co is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance Phoenix
  • Motorcycle Insurance Tucson
  • Motorcycle Insurance Flagstaff