California Motorcycle Insurance





Don’t be caught riding your bike uninsured. Whether you ride a sportbike or a cruiser, The Motorcycle Insurance Company can assist you in finding the best California motorcycle insurance rates . Then apply and get approved for your policy in less than twenty minutes. Best of all: there are zero hassles or fees!

To get the best deal on California motorcycle insurance, you want to see comparison rate quotes from multiple insurers. At our website, you can utilize our quoting engine to get current rates in real-time. All you have to do is enter your zip code or state of residence and click Get Started. Competing motorcycle insurers who offer coverage in your state will be displayed. Then click on each one to view customized rates.

California Motorcycle Insurance Laws

Yes, like most states, CA requires that you carry a motorcycle insurance policy. As far as minimum insurance goes, California bodily injury and property damage liability limits are, respectively: $25,000/$50,000/$25,000. That first amount refers to the bodily injury limit for one person. The second refers to all injuries to all parties in the accident. The last amount is the minimum liability amount for damage to property.

Though not mandatory, uninsured motorist coverage is recommended for all Californians. Why? Because CA has the third highest rate of uninsured drivers in the US. Over 25% of Californians don’t have insurance! Protect yourself in case the driver at fault in an accident is one of these drivers.

California Motorcycle Helmet Law

Helmet Law
In California, which allows lane-splitting, all riders of all ages are required to wear helmets at all times. The same goes for low-horsepower cycles like mopeds and scooters.

California Motorcycle Insurers

Choosing the right motorcycle insurance company is based not just on price, but options as well. Some of the motorcycle insurance companies in California who offer competitive rates include Geico, Nationwide, Progressive, Allstate, and State Farm.

Metro Riding Areas of California

No matter where you live in California, Motorcycle Insurance Co is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance San Francisco
  • Motorcycle Insurance Sacramento
  • Motorcycle Insurance Los Angeles
  • Motorcycle Insurance San Diego

Preventing Theft

There are high rates of motorcycle theft in CA. The Bay Area is actually notorious for such. Be sure to use your steering lock, and think about purchasing a chain-lock, disc brake lock, or other anti-theft devices. Having your bike insured is another way you can protect, if not your bike, your bank account against the financial losses associated with having your bike stolen.