Florida Motorcycle Insurance





Looking for Florida motorcycle insurance? Then you have come to the right place. Motorcycle Insurance Co can assist you in finding the lowest cost Florida motorcycle insurance rates and get your bike insured in less than 5 minutes — online.

How Our Insurance Marketplace Works

Motorcycle Insurance QuotesIn order to obtain the best premiums on Florida motorcycle insurance, you want to see comparison quotes from competing insurers. At Motorcycle Insurance Co, we allow you to do just that.

Just enter your zipcode or state of residence and click Get Started. Competing Insurers who offer coverage in your state will be displayed. Click GO On each one to view customized quotes.

Florida Motorcycle Insurance Laws

Motorcycle insurance is not required in the state of Florida, but is highly RECOMMENDED. It can protect you, your bike, your family, and bystanders from accidents and thefts. As in most states, the penalty for riding without coverage is significant. In this economy, nobody can afford the tickets.

Minimum Insurance Requirements

Although insurance is not required of Florida motorcyclists, there are minimum liability requirements for those who do carry insurance policies on their bikes.

  • Bodily Injury Liability Limit for 1 Individual: $10K
  • Bodily Injury Liability Limit for All: $20K
  • Property Damage Liability Limit: $10K

Do You Have to Wear a Helmet in Florida?

In Florida, all riders 20 year and younger are required to wear helmets when operating their motorcycles. Those 21 and older can ride sans helmet, but they must be able to show proof of health insurance. With the change in the economy, more people are opting for scooters and low-power alternatives to save on gas. Some states have different rules for these vehicles. In Florida, all low power bikes that are more than 50cc in displacement, have more than 2 bhp, or can attain speeds in excess of 30 mph are subject to the same helmet laws as motorcycles.

Motorcycling is all about freedom, but, like many a Motorcycle Insurance Co., we recommend you wear a helmet at all times.

Riding Hubs of Florida

We can help riders in any part of the state, not just those searching for:

  • Motorcycle Insurance Daytona Beach, FL
  • Motorcycle Insurance Miami, FL
  • Motorcycle Insurance Jacksonville, FL
  • Motorcycle Insurance Orlando, FL
  • Motorcycle Insurance Tallahassee, FL

Here is the full list: