Georgia Motorcycle Insurance

Searching for Georgia motorcycle insurance? Whether you ride a sportbike or a custom, Motorcycle Insurance Co will assist you in finding the lowest cost Georgia motorcycle insurance rates and get your bike insured in just a few minutes minutes. Best of all: there are zero hassles or fees

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Motorcycle Insurance Quotes in Georgia

Motorcycle Insurance RatesIn order to obtain the lowest prices on Georgia motorcycle insurance, you want to see comparison rate quotes from competing insurers. At Motorcycle Insurance Co, you can utilize our quoting engine to get today’s rates in real-time.
All you have to do is enter your zip code or state of residence and click Get Started. Insurers who insure bikes in your location will be displayed. Click on each one to see personalized quotes.

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Do You Need Motorcycle Insurance in Georgia?

Motorcycle insurance is required in the state of Georgia. As in most states, the penalty for driving uninsured is significant. In this economy, nobody can afford the tickets.

As far as minimum insurance goes, Georgia bodily injury and property damage liability limits are, respectively: $25K/$50K/$25K. That first amount refers to the bodily injury limit for one person. The second refers to all injuries to all parties in the accident. The last amount is the minimum liability amount for damage to property.

Do You Have to Wear a Helmet in Georgia?

In Georgia, all riders are required to wear helmets when operating their motorcycles. With the change in the economy, more people are opting for scooters and low-power alternatives to save on gas. Some states have different rules for these vehicles. In Georgia, all low-power cycles require helmets, except that bicycle helmets are acceptable for electrically-assisted bicycles.

Like many Motorcycle insurance companies, we urge all riders to wear a helmet whenever you get on your bike.

Regions of Georgia We Service

No matter where you live in Georgia, north of the Fall Line or south, Motorcycle Insurance Co is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance Atlanta, GA
  • Motorcycle Insurance Augusta, GA
  • Motorcycle Insurance Macon, GA
  • Motorycle Insurance Valdosta, GA

Used Motorcycle Buying Checklist

When buying a used bike in Georgia on the private market, you want to use a checklist to make sure you get a good deal.

  • Do your homework. Research models online, talk to owners, and make sure you are getting the right bike for your budget, your riding style, and your experience level.
  • Make sure VINs match. Check to ensure that the VIN number on the title, the frame, and the motor all match.
  • Inspect tire wear. You want at minimum 1/16″ tread. Needing to buy and install new tires can add a lot to the effective cost of the bike.
  • Inspect bearing play. If you can, put the bike on its centerstand and check for play in the steering head by tugging back and forth on the fork tubes. You can also check for side to side play in the rear wheel, a sign of wear in the swingarm bearings. Any play is bad.
  • Check maintenance records. If there is nothing written, request a verbal account of the bike’s maintenance history.
  • Inspect air filter and fluid levels. Filter should be clean. Check for holes punched in the airbox. As for fluids, discolored brake fluids, darkened or dirty oil, or low coolant levels are all bad signs.
  • Give the bike a test run. Run up and down through the transmission. Listen for strange engine sounds and be wary of burning smells.
  • “That the best you can do?”. Don’t just accept the asking price, particularly if the seller said price was negotiable. Any issues you find running through your checklist are opportunities for getting the price down.