Motorcycle insurance in Athens, Georgia is not just a wise idea — it is the law.
For all residents of Georgia, keeping your motorcycle insured is required. In truth, motorcycle insurance is compulsory in all of the US save FL, MT, and WA state. Often, this means you cannot register a motorbike unless you hand over an insurance card to the Dept. of Motor Vehicles personnel. Nevertheless, we believe that bikers should not suffer from overpriced premiums. The best strategy to discover the lowest price on motorcycle insurance in Athens, GA is to evaluate the rates provided by rivalling insurance companies. Don’t hesitate to key in your zipcode into the field provided to begin searching for the optimal plan. Or, check out further down to discover the ins and outs of motorcycle insurance in Athens, along with the rest of Georgia.
On the subject of motorcycle insurance in Athens, there are quite a few distinct types of policy coverage from which you can choose. These types of protections normally include:
- Bodily Injury Liability
- Property Damage Liability Limit
- Uninsured Motorist Coverage
- Collision Coverage
- Comprehensive Coverage
Insurance policy coverage to protect against uninsured motorists is highly recommended for bikers in Athens. How come? Due to the fact nearly 1.5 in 10 doesn’t possess insurance. Due to the fact car or truck owners are all too often to blame in crashes with motorcycles, it’s important to safeguard oneself in financial terms. While supplementary coverage will probably increase your Athens motorcycle insurance charges, it might be worth the additional price tag – above all in the case of a major accident.
Motorcycle Insurance in Athens: Liability Coverage Requirements
In Georgia, liability coverage is the obligatory type of motorcycle insurance. Liability coverage shields you money wise in case you’re found at fault for injuries or destruction in an accident.
Georgia has legislation mandating the dollar amount of maximum liability you will have to possess. Usually, you might find these liability minimums stated as three dollar sums, for example $25,000/$50,000/$25,000.
- Bodily Injury Liability Limit for One Individual: $25,000
- Bodily Injury Liability Limit for All Persons: $50,000
- Liability Limit for Property Damage: $25,000
Bear in mind that motorcycle liability insurance coverage doesn’t insure the rider, the motorcycle, or passengers – only your legal vulnerability. To read more, please go to Motorcycle Insurance Georgia.