Motorcycle insurance in Macon, GA, is not merely recommended — it’s the law.
If you live in any part of Georgia, motorcycle insurance coverage is obligatory if you want to drive legally on the street. Believe it or not, motorcycle insurance is mandatory in all but three states.
That said, we feel that bikers should not pay exorbitant premiums. The best way for you to locate the cheapest price for motorcycle insurance in Macon, GA is to examine the policies provided by competing companies. Just submit your zip code to start doing your research for the very best policy
You will find a few different types of protection from which you can choose. Such coverages may include
- Protection Against Property Damage Liability
- Protection Against Bodily Injury Liability
- Protection Against Motorists Who Aren’t Insured
- Comprehensive Insurance
Coverage against drivers who are underinsured or have no insurance at all is highly recommended for motorcyclists in Macon and the rest of GA. Why? Because roughly a substantial percent of drivers – up to 1/4 in quite a few states – doesn’t possess coverage. Seeing that motorists are more often than not to blame in crashes with motorbikes, it is essential to protect oneself money wise. Despite the fact that increased coverage can potentially increase your Macon motorcycle insurance rates, it will probably be truly worth the added cost – especially in case of a vehicle accident.
Motorcycle Insurance Macon: Liability Insurance Guidelines
In the state of Georgia, liability coverage is the absolutely mandatory form of insurance for motorcycles. Liability insurance covers you monetarily if you are found guilty for injuries or damages in an accident. Even though many of us don’t expect that a motorcycle could cause much destruction, you would be amazed. Georgia has regulations outlining the degree of maximum liability you are required to carry. Oftentimes, you will see these liability minimums shown as 3 usd figures, similar to $25,000/$50,000/$25,000.
- Bodily Injury Liability Limit for One Individual: $25,000
- Bodily Injury Liability Limit for All: $50,000
- Property Damage Liability Limit: $25,000
Bear in mind that standard liability coverage isn’t going to cover the rider, the the machine being ridden, or a passenger – only your legal exposure for injuries to 3rd parties. To learn more, click on Georgia Motorcycle Insurance.