Illinois Motorcycle Insurance

Motorcycles are great fun to ride, but insurance coverage is essential. Whether you ride a sportbike or a custom, Motorcycle Insurance Co can assist you in finding the most affordable Illinois motorcycle insurance rates. Get your bike insured in just minutes minutes.

Advantages of our Service

  • Compare Rates from Multiple Companies
  • No Fees, No Hassles
  • Only The Cheapest Rates…Today!

To get the best deal on motorcycle insurance in Illinois, you need to see comparison quotes from competing companies. Here at Motorcycle Insurance Co, you can utilize our quoting engine to get today’s rates in in a matter of seconds. All you have to do is enter your zipcode or state and click Get Started. Insurers who offer coverage in your area will be displayed. Then click GO On each one to view customized premiums.

Click Here for Competing Quotes from Illinois Motorcycle Insurance Companies!

Illinois Motorcycle Insurance Laws

Like most states, Illinois does require that you carry an insurance policy on your bike. Let’s look at liability minimums: Illinois bodily injury and property damage liability limits are, respectively: $20,000/$40,000/$15,000. The first two numbers are the bodily injury limits for a single individual and then all injuries combined. The last amount is the minimum liability amount for damage to property.

Do You Have to Wear a Helmet in Illinois?

Unlike most states, Illinois has no helmet law. However, we encourage you to act as if wearing a helmet IS a requirement in the state. Riding sans helmet severely increases your risk of head trauma in the event of an accident.

Major Riding Areas of Illinois

We can help riders in any part of the state, not just those searching for motorcycle insurance in…

  • Chicago
  • Springfield
  • East St. Louis
  • Rockford
  • Aurora
  • Joliet

Buying a Used Bike in Illinois – a Checklist

When buying a used bike in Illinois from a private seller, you want to use a checklist to make sure you don’t get stuck with a problematic machine.

  • Research models online, talk to owners, and make sure you are getting the right bike for your budget, your riding style, and your experience level.
  • Make sure VIN on the title, frame, and motor.
  • Inspect tire wear and bearing play. Needing to buy and install new tires can add a lot to the effective cost of the bike. Play in bearings is DANGEROUS.
  • Check maintenance records. If there is nothing written, request a verbal account of the bike’s maintenance history.
  • Inspect air filter and fluid levels. Lack of upkeep could signal problems elsewhere.
  • Give the bike a test run. Even if a test ride is not allowed, ask the rider to put the bike on its centerstand and perform a dry run.