Iowa Motorcycle Insurance





Don’t be caught riding your bike uninsured. Whether you ride a sportbike or a custom, Motorcycle Insurance Co. Can help you find the most affordable Iowa motorcycle insurance rates and get your bike insured in just a few minutes minutes. Best of all: the process is 100% free.

  • Ability to Compare Rates from Multiple Companies
  • No Costs
  • Only The Lowest Rates…Online!

Ready to Check Your Rates?

To get the best deal on Iowa motorcycle insurance, you want to compare rates from competing companies. Here at Motorcycle Insurance Co., you can utilize our quoting engine to get today’s rates in real-time. All you have to do is enter your zip code to see competing motorcycle insurers in your area. Select each one to request quotes customized uniquely for you and your bike.

Iowa Motorcycle Insurance Laws

Motorcycle insurance is required in the state of Iowa. As in most states, the penalty for riding uninsured is significant. The minimum liability requirements are listed below.

  1. Bodily Injury Liability Limit for Single Person: $25,000
  2. Bodily Injury Liability Limit for All Injuries: $40,000
  3. Property Damage Liability Limit: $15,000

Do You Have to Wear a Helmet in Iowa?

No. Iowa is one of only 3 states with no helmet law. Many states at least require helmets for persons of a certain age or younger, 17 being the most common. But not in Iowa. That said, a helmet is a crucial safety device. We urge you to wear yours whenever you ride, no matter what the law states.

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