Kentucky Motorcycle Insurance





Don’t be caught riding your bike uninsured. Motorcycle Insurance Co can assist you in finding the most affordable Kentucky motorcycle insurance rates . Then apply and get approved for your policy in as little as twenty minutes. Advantages of our system include:

  • Allows Rate Comparison from Competing Insurers
  • Takes Just Minutes
  • No Costs or Obligations Necessary

Motorcycle Insurance Quotes: How The Process Works

In order to get the best prices on motorcycle insurance in Kentucky, you should compare quotes from multiple insurers. At Motorcycle Insurance Co., we allow you to do just that. To get started, just submit your zip code. Competing motorcycle companies who insure bikes in your state will be displayed. Then click each one to see customized quotes.

Do I Need Motorcycle Insurance in Kentucky?

Simple answer: YES. In Kentucky, you are required to have insurance coverage for your bike. Let’s look at the state minimums:

Minimum Insurance Requirements in Kentucky

  1. Bodily Injury Liability Limit for 1 Individual: $25K
  2. Bodily Injury Liability Limit for All: $50K
  3. Property Damage Liability Limit: $25K

OR: a single $60,000 limit. Kentucky is one of only two states to have a single liability limit like this. The other is Utah. Remember, these are just liability limits. We recommend uninsured motorist coverage, as many motorcycle accidents are caused by other drivers who are either uninsured or underinsured. Don’t let yourself become a victim to one of these drivers.

Helmet Laws in Kentucky

In Kentucky, all riders who are 20 years of age or younger must wear helmets. All low-power scooters and bikes which have displacement greater than 50cc, horsepower great than 2 hp, or can achieve speeds greater than 30 mph are also covered by the helmet law. Even the state of KY does not require riders 21 years and older to wear helmets, we encourage you to do so. Invest in a good-quality, full-face helmet, and don’t leave home on your bike without it.

Kentucky Motorcycle Companies

Several Kentucky motorcycle companies that operate in the state of Kentucky include:

  • Geico
  • Nationwide
  • Progressive
  • Allstate

Metro Riding Areas of Kentucky

No matter where you live in Kentucky, Motorcycle Insurance Co is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance Louisville, KY
  • Motorcycle Insurance Lexington, KY
  • Motorcycle Insurance Bowling Green, KY