Missouri Motorcycle Insurance





Don’t be caught riding your bike uninsured. Motorcycle Insurance Co can help you find the most affordable Missouri motorcycle insurance rates and get your bike insured in just minutes minutes. Best of all: there are zero hassles or fees!

  • Compare Rates from Multiple Insurers
  • No Costs
  • The Cheapest Rates

How Our Insurance Marketplace Works

To get the best deal on Missouri motorcycle insurance, you want to see comparison rates from competing companies. Here at Motorcycle Insurance Co., you can utilize our quoting engine to get current rates in in a matter of seconds.

Just submit your zip code or state of residence and click Get Started. Motorcycle insurance companies who offer coverage in your area will be displayed. Click on each one to see personalized rates.

Missouri Motorcycle Insurance Requirements

As in most states, riding without the minimum liability insurance in Missouri is against the law. You must have motorcycle insurance.

Minimum Insurance Requirements

  • $25,000: bodily injury liability maximum for one person injured in an accident
  • $50,000: bodily injury liability maximum for all injuries in one accident
  • $10,000: property-damage liability maximum for one accident

Missouri Helmet Laws

In Missouri, helmets are mandatory for all riders. Many people are now riding scooters or mopeds for the fuel economy, and ask us whether there are helmet exceptions for these vehicles. We recommend everyone to wear a helmet no matter what kind of two-wheeler they ride. That said, the Missouri DMW only covers cycles that are greater than 50cc in displacement, have greater than 3 horsepower, and can attain speeds in excess of 30 mph.

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