Don’t be caught riding your bike uninsured. Motorcycle Insurance Co will help you find the most affordable New Jersey motorcycle insurance rates and get your bike insured in just a few minutes. Best of all: the process is 100% free, and there are no hassles or waiting times.
- Compare Rates from The Best NJ Motorcycle Insurance Companies
- No Fees, Hassles, or Hidden Costs
- The Lowest Rates at Your Fingertips in Real-Time
In order to secure the best premiums on New Jersey motorcycle insurance, you should see comparison rates from multiple companies. At Motorcycle Insurance Co., you can utilize our quoting engine to get current rates in real-time.
Just enter your zipcode or state and click Get Started. Competing Insurers who insure bikes in your area will be displayed. Click on each one to see customized premiums.
NJ Motorcycle Insurance Laws
Like most states, New Jersey requires that riders have motorcycle liability insurance. Let’s look at the liability limits for each of the three core areas.
- Bodily Injury Liability Limit for Individual: $15K
- Bodily Injury Liability Limit for Accident: $30K
- Liability Limit for Property Damage: $5K
Although you might want to get nothing but cheap NJ motorcycle insurance in the form of the state minimums, most experts recommend that you opt for uninsured motorist coverage, which will cover you in the event that the person at fault in an accident is uninsured or underinsured. As you probably know, there are a staggering number of these drivers on the road.
Do You Have to Wear a Helmet in NJ?
In New Jersey, all riders are required to wear helmets when operating their motorcycles, no matter their age. With the change in the economy, more people are opting for scooters and low-power alternatives to save on gas. Some states have different rules for these vehicles. In New Jersey, all low-power cycles require helmets, no exceptions.
NJ Motorcycle Insurance Companies
We can help you find the right motorcycle insurer. Several of the leading motorcycle insurers in New Jersey who can offer you a policy on your bike are:
Theft Prevention for NJ Riders
Motorcycles, as you probably know, are subject to high rates of theft. Not only should you select a policy that insures you against this misfortune, you may also want to invest in locks, alarms, and bike recovery systems. Unless your bike is not worth much, you probably don’t want to get the cheapest motorcycle insurance NJ. Why not? Because if your bike is stolen, you will be out the full amount of the bike’s value.