Motorcycle Insurance Santa Fe, NM

Motorcycle insurance in Santa Fe, New Mexico isn’t just a wise idea — it is the law.

According to laws in the whole state of New Mexico, motorcycle insurance coverage is mandatory.

In any event, we feel that riders shouldn’t need to struggle with extravagant rates. The only means by which to uncover the lowest price on Santa Fe motorcycle insurance is to compare and contrast the policies available from competing companies. Please don’t hesitate to input your zip code into the field above to begin comparing prices for the optimal premiums


As for motorcycle insurance in Santa Fe, you have a few assorted sorts of insurance policies from which you can choose. These types of protections may include bodily injury liability, property damage liability, underinsured and uninsured driver, collision, and all-inclusive protection.

Uninsured/Underinsured Motorist Coverage

Insurance from uninsured drivers is strongly recommended for motorcyclists in Santa Fe and the rest of New Mexico. That is due to the fact close to 15% of hasn’t got insurance coverage. Considering that motorists are quite often the culprit in crashes with cycles, it is important to protect oneself economically. Despite the fact that supplemental coverage can easily elevate your Santa Fe motorcycle insurance payments, it may likely be deserving of the excess price.

Motorcycle Insurance Santa Fe: Liability Coverage Minimums

In New Mexico, liability coverage is the mandatory type of insurance for motorcycles. Liability coverage shields you monetarily when you’re found to be to blame for injuries or destruction to a 3rd party. New Mexico has policies outlining the level of max liability you have to maintain. Usually, you will see these liability minimums displayed as three dollar amounts, as an example $25,000/$50,000/$10,000.

  • $25,000: bodily injury liability maximum for anyone hurt in a vehicle accident
  • $50,000: bodily injury liability maximum for injuries to all people in a single collision
  • $10,000: property-damage liability maximum for one accident


Bear in mind that basic motorcycle liability insurance won’t cover the motorcyclist, the bike, or any passengers – only your legal exposure.

To learn more, please see New Mexico Motorcycle Insurance.

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