New York Motorcycle Insurance

Need motorcycle insurance in New York? Whether you ride a sportbike or a custom, Motorcycle Insurance Co can help you find the most affordable NY motorcycle insurance rates. Then apply and get approved for your policy in less than twelve minutes — 100% free!

We can help you insure all types of bikes, including:

  • Cruisers
  • Sport Bikes
  • Dual Sports
  • Supermotards
  • ATVs
  • Scooters
  • Mopeds

New York Motorcycle Insurance Quotes

To get the cheapest motorcycle insurance in New York, you should see comparison quotes from multiple companies. At Motorcycle Insurance Co., we allow you to do just that.

Just enter your zipcode via the site to get started. A list of competing motorcycle insurance companies who insure bikes in your state will be displayed. Just choose each one from which you want to request customized rate quotes.

New York Motorcycle Insurance Laws

Motorcycle insurance is required in the state of New York. Let’s look at the state minimums for liability insurance. New York bodily injury and property damage liability limits are, respectively: $25,000/$50,000/$10,000. That first amount refers to the bodily injury limit for one person. The second refers to all injuries to all parties in the accident. The last amount is the minimum liability amount for damage to property. Most experts also recommend that you opt for a more comprehensive policy that offers such coverage as:

  • Uninsured Motorist Coverage: in case the driver at fault in an accident does not have insurance
  • Collision Coverage: in case you get it in a wreck and the bike is damaged
  • Comprehensive Coverage: in case your bike gets damaged by weather, vandals, or theft

New York Motorcycle Helmet Law

Helmets are mandatory for all riders in NY, no matter their age. This law covers any low power cycle, scooter, or moped designed to achieve 20 mph or greater.

Major Riding Areas of New York

We can help riders in any part of the state, not just those searching for:

  • Motorcycle Insurance New York City
  • Motorcycle Insurance Albany
  • Motorcycle Insurance Buffalo
  • Motorcycle Insurance Ithaca