Motorcycle insurance in Long Island City, New York isn’t just advisable — it is the law.
If you live in any part of New York, keeping your motorcycle covered by insurance is mandatory. Normally, this means you cannot get a tag for a motorcycle or scooter until you can show your insurance card to the Department of Motor Vehicles officials. Still, we believe that motorcyclists should never be forced to be handicapped by inflated rates. The best means by which to locate the lowest price for motorcycle insurance in Long Island City, NY is to check the premiums available from competitive insurers. Don’t hesitate to input your zip into the field provided to start research for the best rates, or peruse which follows to discover the the inner workings of motorcycle insurance in Long Island City, and also the rest of the state.
As for motorcycle insurance in Long Island City, you have a number of differing sorts of insurance coverage that insurance companies highly recommend. Such coverages include bodily injury liability, property damage liability, underinsured and uninsured driver, collision, and comprehensive insurance coverage.
Motorcycle Insurance Long Island City: Liability Coverage Requirements
In New York, liability coverage is the necessary kind of motorcycle insurance. Liability helps to protect you in financial terms in case you are found to be culpable for injuries or damages in an accident.
New York has rules prescribing the sum of max liability you will need to carry. Frequently, you might find these guidelines shown as 3 cash amounts, e.g. $25,000/$50,000/$10,000.
- Bodily Injury Liability Limit for Single Individual: $25,000
- Bodily Injury Liability Limit for All Parties: $50,000
- Property Damage Liability Limit: $10,000
Don’t forget that basic motorcycle liability insurance won’t offer protection to the motorcyclist, the bike, or a passenger – only your legal vulnerability.
For more information, please click New York Motorcycle Insurance.