Many motorcyclists pay too much for motorcycle insurance in New York City, NY. The perfect way to bypass outrageous monthly premiums is to assess insurance rates made available from a varied variety of providers. We help you do exactly that – via the web!
For all residents of New York, scooter and motorcycle insurance is mandatory if you intend to ride lawfully on the road. Generally, this means that you cannot plate a street bike unless you show records showing your bike is covered with insurance to the Dept. of Motor Vehicles authorities. Having said that, we feel that motorcyclists should never be faced with inflated monthly premiums. The only way for you to get the best deal on motorcycle insurance in New York City is to compare the insurance coverage provided by competing insurers. Don’t hesitate to submit your zip code into the field above to begin searching for the optimal premiums
Types of Motorcycle Insurance: New York City
In the case of New York City motorcycle insurance, you’ll come across many different kinds of insurance coverage you can pick. Such coverages consist of:
- Bodily Injury Liability
- Property Damage Liability Limit
- Uninsured Motorist Coverage
- Collision Coverage
- Comprehensive Coverage
Motorcycle Insurance New York City: Liability Coverage Criteria
In the state of New York, liability coverage is the essential kind of motorcycle insurance. Liability coverage shields you monetarily should you be judged guilty for personal injuries or destruction in an accident. New York has rules prescribing the minimum degree of max liability coverage you are required to maintain. Very often, you might find these insurance requirements listed as 3 dollar figures, e.g. $25,000/$50,000/$10,000.
- $25,000: bodily injury liability maximum for a single person getting injured in a crash
- $50,000: bodily injury liability maximum for all injuries in one crash
- $10,000: property-damage liability maximum for a single accident
Keep in mind that basic liability coverage will not likely cover the motorcyclist, the the machine being ridden, or a passenger – only your legal exposure for damages or injuries to other people or properties in any sort of accident. For more information, please go to Motorcycle Insurance New York.