North Carolina Motorcycle Insurance





Looking for NC motorcycle insurance? Then you have come to the right place. Motorcycle Insurance Co can assist you in finding the lowest cost North Carolina motorcycle insurance rates and get your bike insured in less than 5 minutes — online.

How Our Insurance Marketplace Works

In order to obtain the best premiums on NC motorcycle insurance, you want to see comparison quotes from competing insurers. At Motorcycle Insurance Co, we allow you to do just that.

Just enter your zip code in the field at the top of the page and click Get Started. Competing Insurers who offer coverage in your state will be displayed. Click GO On each one to view customized quotes.

NC Motorcycle Insurance Laws

Motorcycle insurance is required in the state of NC. As in most states, the penalty for riding without coverage is significant. In this economy, nobody can afford the tickets.

NC Motorcycle Insurance Requirements

The personal injury liability minimums in North Carolina are some of the highest in the nation. They are as follows:

  1. Bodily Injury Liability Limit for 1 Individual: $30K
  2. Bodily Injury Liability Limit for All: $60K
  3. Property Damage Liability Limit: $25K

Property liability is on par with most other states.

Do You Have to Wear a Helmet in NC?

In NC, all riders are required to wear helmets, whether they are riding motorcycles, scooters, electric-assisted cycles, or any other low-power two-wheel vehicle. As far as helmets go, we recommend the full-face variety. At the very least, a face shield on a non full-face helmet can give you better protection in an accident, as well as from flying debris and bugs.

Riding Hubs of NC

We can help riders in any part of the state, not just those searching for:

  • Motorcycle Insurance Charlotte, NC
  • Motorcycle Insurance Asheville, NC
  • Motorcycle Insurance Raleigh, NC
  • Motorcycle Insurance Wilmington, NC