Tennessee Motorcycle Insurance





Before you pull in the clutch and crank up your bike, make sure you have it insured. Whether you ride a sportbike or a custom, The Motorcycle Insurance Company can help you find the right TN motorcycle insurance policy given your budget, bike, and coverage requirements. We work with all of the major insurers, such as Progressive Direct, Geico, and others. Through our website you can compare policies, rates, and apply for your policy online – today! Submit your zip code above to get started!

Tennessee Motorcycle Insurance Laws

Motorcycle insurance is Mandatory for Tennessee riders. More specifically, liability coverage. As in all states, there are liability minimums for personal injury and property damage. Please refer to these guidelines to ensure your policy meets the state requirements.

  • Bodily Injury Liability Limit for Individual: $25,000
  • Bodily Injury Liability Limit for All: $50,000
  • Property Damage Liability Limit: $15,000

TN Helmet Law

According to Tennessee law, all motorcycle operators must wear a helmet, no matter of age or expertise. With the change in the economy, more people are opting for scooters and low-power alternatives to save on gas. Some states have different rules for these vehicles. However, in Tennessee the helmet laws apply to all powered cycles with no exceptions for horsepower or displacement.

Metro Riding Areas of TN

No matter where you live in TN, The Motorcycle Insurance Company is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance Nashville, TN
  • Motorcycle Insurance Chattanooga, TN
  • Motorcycle Insurance Memphis, TN

However, we can assist you no matter where you live in TN. Compare motorcycle insurance policies today!

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