Virginia Motorcycle Insurance

Insurance coverage is a crucial element to riding a motorcycle safely on public roads. At The Motorcycle Insurance Company, we help riders find the Virginia motorcycle insurance policy which is best suited to their needs. By utilizing sophisticated we technology, we allow our customers to compare insurance rates and policy options – free of charge!

We can help you insure the following types of bikes:

  • Cruisers
  • Sport Bikes
  • Dual Sports
  • Supermotards
  • ATVs
  • Scooters
  • Mopeds

To get started, just submit your zip code in the field provided and follow the on-screen instructions. You can compare rates, policies, and apply online. Many users are able to receive their proof of insurance by email within an hour of starting the process.

VA Motorcycle Insurance Laws

Liability motorcycle insurance is mandatory in the state of Virginia. Minimums for liability coverage in the areas of bodily injury and property damage are: $25,000/$50,000/$20,000. That first amount refers to the bodily injury limit for one person. The second refers to all injuries to all parties in the accident. The last amount is the minimum liability amount for damage to property.

Although only liability coverage is required, most experts recommend that you opt for a much more comprehensive, with options such as:

  • Uninsured Motorist Coverage
  • Collision Coverage
  • Comprehensive Coverage

Do You Have to Wear a Helmet in Virginia?

Virginia motorcyclists are required by law to wear helmets. Many VA residents have turned toward scooters or mopeds as a more affordable alternative to cars for daily commuting. Many of these riders have questions about whether the helmet applies to these vehicles. Virginia motorcycle law states that any cycles which can attain speeds greater than 35 mph OR have an engine size of greater than 50cc are covered under the helmet law.

Metro Riding Areas of Virginia

No matter where you live in Virginia, Motorcycle Insurance Co is there for you. Several of our high-traffic areas include:

  • Motorcycle Insurance Virginia Beach, VA
  • Motorcycle Insurance Newport News, VA
  • Motorcycle Insurance Norfolk, VA
  • Motorcycle Insurance Chesapeake, VA
  • Motorcycle Insurance Richmond, VA

Theft Prevention

Motorcycles, as you probably know, are subject to high rates of theft. In fact, statistics show that, in the US, several motorcycles are stolen…per minute! And unfortunately, the rate of recovery is significantly lower than that of automobiles. This is only more reason that you should select a policy which insures you against this misfortune, you may also want to invest in locks, alarms, and bike recovery systems. Some of these devices may even decrease your monthly premiums.