Motorcycle insurance in Charlottesville, VA, is not just a wise idea — it’s the law.
For all residents of Virginia, scooter and motorcycle insurance is required. In fact, motorcycle insurance coverage is obligatory in 47 states nationally. Often, this means that you are unable to get a license plate for a street bike unless you present paperwork proving your bike is insured to the DMV personnel. Having said that, we believe that bikers shouldn’t be handicapped by inflated rates. The best way to track down the cheapest price on Charlottesville motorcycle insurance is to evaluate the rates provided by top companies. Please be sure to enter your zip code into the field above to begin searching for the ideal rates, or study below to get familiar with the intricacies of motorcycle insurance in Charlottesville, and all of the state.
You will find several differing kinds of insurance policy coverage from which you can choose. These protections may include personal injury liability, property damage liability, underinsured and uninsured motorist, collision, and all-inclusive insurance coverage.
Motorcycle Insurance Charlottesville: Liability Coverage Prerequisites
In Virginia, liability coverage is the compulsory form of motorcycle insurance. Liability covers you financially when you are judged to be guilty for personal injuries or damages to a third party. Virginia has regulations prescribing the sum of maximum liability coverage you will need to carry. More often than not, you will see these liability minimums listed as 3 cash sums, i.e. $25,000/$50,000/$20,000. The initial 2 dollar amounts are the bare minimum protections for bodily injury liability. The initial one is for a single man or woman in an automobile accident, the other for all persons together. The third quantity relates to damage to property liability.
Do not forget that motorcycle liability insurance does not cover you, the the motorbike, or a passenger – only your legal exposure.
To find out more, click on Virginia Motorcycle Insurance.